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Report DateInterest RateMortgage TermLoan PurposeLocation
2020-08-042.500%30-yr fixedRate-and-term refinanceSunnyvale, CA 94087
APR
2.500%
Points
0
Lender Credits
1400
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
455,000
LTV
40% < LTV <= 50%
FICO Score
800 - 850
Lender
Owning.com
Rating
2020-08-033.375%15-yr fixedRate-and-term refinanceFremont, CA 94536
Points
0
Lender Credits
2850
Property Type
Townhome/Condo
Occupancy
Investment property
Mortgage Type
Conforming Loan
Loan Amount
Unknown
LTV
60% < LTV <= 70%
FICO Score
740 - 759
Lender
Better Mortgage
Rating
Notes
Not responsive, but everything's online in the system. The system is comprehensive.
2020-08-033.500%30-yr fixedRate-and-term refinanceCary, NC 27511
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
425,000
LTV
I don't know
FICO Score
800 - 850
Lender
Wells Fargo
Rating
2020-07-283.125%30-yr 10/1 ARMPurchaseOak Park, CA 91377
Monthly Payment
$2964 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
692,000
LTV
20% < LTV <= 30%
FICO Score
760 - 779
Lender
Wells Fargo
Loan Officer
DARRYL GEEWAX | 805-376-0603
Rating
2020-07-283.375%30-yr fixedPurchaseNaperville, IL 60565
Monthly Payment
$3300 (Principal + Interest)
Points
0
Lender Credits
1500
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
Unknown
LTV
90% < LTV <= 100%
FICO Score
760 - 779
Lender
Mortgage Lender
Rating
2020-07-222.794%30-yr 7/1 ARMRate-and-term refinanceSan Francisco, CA 94116
APR
2.787%
Monthly Payment
$4163 (Principal + Interest)
Points
0
Lender Credits
4802.50
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,014,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
HSBC
Loan Officer
Hong Sha | Hong.x.sha@us.hsbc.com
Rating
Notes
Transferred 75k requirement and open premier checking account
2020-07-212.375%15-yr fixedRate-and-term refinanceDaly City, CA 94015
APR
2.375%
Points
0
Lender Credits
Yes covered closing
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
320,000
LTV
20% < LTV <= 30%
FICO Score
800 - 850
Lender
Owning
Rating
2020-07-162.750%30-yr fixedPurchaseSan Juan, PR 00907
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
510,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
Santander
Rating
2020-07-162.875%30-yr fixedRate-and-term refinanceDublin, CA 94568
APR
2.875%
Monthly Payment
$2874 (Principal + Interest)
Points
0
Lender Credits
3920
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
692,600
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
Bank of America
Loan Officer
Anisha Yadav
Rating
Notes
Took some time to close the loan but effective and keeps the communication going.
2020-07-133.000%30-yr fixedRate-and-term refinanceMilpitas, CA 95035
APR
3.050%
Monthly Payment
$1939 (Principal + Interest)
Points
0
Lender Credits
4494
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
460,000
LTV
40% < LTV <= 50%
FICO Score
780 - 799
Lender
loan store
Rating
2020-07-122.750%30-yr fixedRate-and-term refinanceSan Jose, CA 95129
APR
2.875%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
765,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
LoanDepot
Rating
2020-07-122.875%30-yr fixedRate-and-term refinanceFremont, CA 94555
APR
2.877%
Points
0
Lender Credits
500
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
751,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
LoanDepot
Rating
2020-07-112.750%30-yr fixedRate-and-term refinanceFremont, CA 94539
APR
2.775%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
721,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
LoanDepot
Rating
2020-07-102.500%30-yr 7/1 ARMPurchaseCampbell, CA 95008
Points
0
Lender Credits
3900
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,001,000
LTV
30% < LTV <= 40%
FICO Score
680 - 699
Lender
US Bank
Rating
2020-07-092.375%30-yr 7/1 ARMPurchaseSunnyvale, CA 94087
APR
3.389%
Monthly Payment
$6902 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,776,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
Wells Fargo
Loan Officer
Angela Hao | angela@wellsfargo.com 408-834-5502
Rating
Notes
Swift response and great service, was able to close the deal in 18 days
2020-07-076.625%30-yr fixedPurchaseMiami, FL 33158
APR
6.930%
Monthly Payment
$12648 (Principal + Interest)
Points
Yes, I purchased 1 point
Lender Credits
2% Origination fee
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Stated income loan
Loan Amount
1,950,000
LTV
20% < LTV <= 30%
FICO Score
740 - 759
Lender
Quontic Bank
Loan Officer
Alain Chan (786) 338-8328
Notes
My loan will get closed in 4 weeks before my contract due Aug 13, 2020
2020-07-013.125%30-yr fixedRate-and-term refinanceWest Linn, OR 97068
APR
3.161%
Monthly Payment
$1386 (Principal + Interest)
Points
0
Lender Credits
1202
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
323,500
LTV
40% < LTV <= 50%
FICO Score
800 - 850
Lender
US Bank
2020-07-012.750%30-yr fixedRate-and-term refinanceFremont, CA 94536
APR
2.800%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
750,000
LTV
20% < LTV <= 30%
FICO Score
780 - 799
Lender
Loan depot
2020-06-292.650%30-yr 10/1 ARMPurchaseSan Francisco, CA 94114
APR
2.731%
Points
0
Lender Credits
25% of the costs
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,100,000
LTV
20% < LTV <= 30%
FICO Score
800 - 850
Lender
Wells Fargo
2020-06-292.250%30-yr fixedRate-and-term refinanceAustin, TX 78717
APR
2.281%
Points
0
Lender Credits
2400
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
315,000
LTV
90% < LTV <= 100%
FICO Score
800 - 850
Lender
Rocket Mortgage / Quicken Loans
2020-06-262.875%30-yr fixedRate-and-term refinance94050
APR
2.915%
Points
0.338 points ($3300)
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
900,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
Chase
Notes
Discount for moving new money to their banks. No minimum time or restrictions on type of account. Can remove immediately after signing mortgage.
2020-06-252.500%30-yr 10/1 ARMPurchaseShort Hills, NJ 07078
Points
0
Lender Credits
1000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,600,000
LTV
20% < LTV <= 30%
FICO Score
780 - 799
Lender
US Bank
2020-06-243.000%30-yr fixedPurchaseIrvine, CA 92606
APR
3.152%
Monthly Payment
$3228 (Principal + Interest)
Points
0
Lender Credits
1795
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
765,531
LTV
0 < LTV <=10%
FICO Score
800 - 850
Lender
US Bank
2020-06-193.000%30-yr fixedPurchaseSan Jose, CA 95128
Points
0
Lender Credits
5000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
950,000
LTV
20% < LTV <= 30%
FICO Score
760 - 779
Lender
Citi
Notes
Deposit 200k to lower interest rate by 2 points
2020-06-172.875%30-yr fixedRate-and-term refinancePhiladelphia, PA 19104
APR
2.880%
Monthly Payment
$1537 (Principal + Interest)
Points
0
Lender Credits
237
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
320,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
Better.com
2020-06-172.600%30-yr fixedPurchaseSan Jose, CA 95119
APR
2.600%
Monthly Payment
$2500 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
FHA-Insured
Loan Amount
700,000
LTV
80% < LTV <= 90%
FICO Score
800 - 850
Lender
Wells Fargo
2020-06-152.875%20-yr fixedRate-and-term refinanceWinter Garden, FL 34787
APR
3.004%
Monthly Payment
$1908 (Principal + Interest)
Points
Yes, I purchased 1 point
Lender Credits
Yes - $3922 in closing costs
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
348,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
RP Funding
2020-06-092.875%30-yr 5/1 ARMRate-and-term refinanceSan Diego, CA 92128
APR
2.875%
Monthly Payment
$1809 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Investment property
Mortgage Type
Conforming Loan
Loan Amount
390,000
LTV
40% < LTV <= 50%
FICO Score
760 - 779
Lender
SDCC
2020-06-092.750%30-yr fixedRate-and-term refinanceMA
APR
2.863%
Monthly Payment
$1849 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
453,000
LTV
60% < LTV <= 70%
FICO Score
780 - 799
Lender
UWM
Notes
In MA. Form won't let me enter MA zipcodes starting with zero. (From admin: I am sorry and thanks for reporting. The zipcode bug is now fixed)
2020-06-052.875%30-yr fixedRate-and-term refinanceWest Sacramento, CA 95691
APR
2.930%
Points
0
Lender Credits
$2,006 Credit towards closing
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
121,000
LTV
10% < LTV <= 20%
FICO Score
800 - 850
Lender
Union Bank
Notes
No points. Cash to close $550.
2020-06-043.000%30-yr fixedRate-and-term refinanceNorwalk, CA 90650
APR
3.053%
Monthly Payment
$888 (Principal + Interest)
Points
0.285
Lender Credits
0
Property Type
Single Family
Occupancy
Secondary residence
Mortgage Type
Conforming Loan
Loan Amount
215,000
LTV
40% < LTV <= 50%
FICO Score
800 - 850
Lender
Better.com
Loan Officer
Better.com
2020-06-043.375%30-yr fixedPurchaseLouisville, CO 80027
APR
3.390%
Monthly Payment
$4150 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
938,400
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
Wells Fargo
2020-06-032.875%30-yr fixedPurchaseOak Park, CA 91377
APR
2.930%
Points
Yes, I purchased 1 point
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
681,600
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
Chase
Notes
With 50k deposit
2020-06-012.875%30-yr 7/1 ARMRate-and-term refinanceSan Carlos, CA 94070
Points
0
Lender Credits
Yes, effective $500 in refund after all closing costs.
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,100,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
US Bank
2020-06-012.990%30-yr fixedPurchaseOakland, CA 94603
APR
2.990%
Points
0
Lender Credits
900
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
460,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
US Bank
2020-06-013.125%7/1 ARMRate-and-term refinanceDublin, CA 94568
APR
3.250%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
902,000
LTV
80% < LTV <= 90%
FICO Score
740 - 759
Lender
Bank of America
2020-06-012.750%30-yr fixedRate-and-term refinanceSylmar, CA 91342
APR
3.000%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
510,400
LTV
90% < LTV <= 100%
FICO Score
740 - 759
Lender
Doorway Home Loans
2020-05-283.125%30-yr fixedRate-and-term refinanceSanta Barbara, CA 93111
APR
3.125%
Monthly Payment
$2442 (Principal + Interest)
Points
0
Lender Credits
1500
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
570,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
Owning.com
Notes
Original rate was 3.375 but they reduced to match competitor
2020-05-282.490%30-yr fixedRate-and-term refinanceScottsdale, AZ 85255
APR
2.581%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
320,000
LTV
70% < LTV <= 80%
FICO Score
660 - 679
Lender
Rocket Mortgage / Quicken Loans
Notes
VA Streamline refi, 4,500 in fees on line D. plus prepaids of around 3k.
2020-05-272.875%30-yr fixedPurchaseLongmont, CO 80504
APR
3.013%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
FHA-Insured
Loan Amount
357,750
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
United Wholesale Mortgage
2020-05-262.990%30-yr fixedPurchaseBucyrus, KS 66013
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
262,800
LTV
80% < LTV <= 90%
FICO Score
780 - 799
Lender
Fairway Independent Mortgage Corp
2020-05-253.000%30-yr fixedPurchaseHuntsville, AL 35824
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
220,000
LTV
10% < LTV <= 20%
FICO Score
740 - 759
Lender
Heritage Mortgage
2020-05-232.625%30-yr fixedPurchaseSan Francisco, CA 94110
APR
2.647%
Monthly Payment
$5495 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,368,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
Wells Fargo
Notes
$1m deposits into WF accounts (including funds used for down payment) for 0.5% discount.
2020-05-223.000%30-yr 10/1 ARMRate-and-term refinanceRedwood City, CA 94061
APR
2.970%
Points
0
Lender Credits
1000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
880,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
US Bank
2020-05-203.375%30-yr fixedPurchaseNew Ringgold, PA 17960
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
535,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
Atlantic Home Loan
2020-05-203.000%30-yr fixedPurchaseRiverview, FL 33578
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
I dont know
Loan Amount
240,000
LTV
I don't know
FICO Score
780 - 799
Lender
federal credit union
2020-05-192.875%30-yr fixedPurchaseKansas City, MO 64113
APR
2.891%
Monthly Payment
$1136 (Principal + Interest)
Points
0
Lender Credits
-560
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
274,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
Better.com
Notes
Bette price matched with local mortgage broker. Plus 2000 off closing costs using their realtor and additional 2500 credit card credit through amex promotion.
2020-05-182.875%30-yr 10/1 ARMRate-and-term refinanceBellevue, WA 98006
APR
2.835%
Points
0
Lender Credits
$658
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
950,000
LTV
60% < LTV <= 70%
FICO Score
780 - 799
Lender
Bank of America
2020-05-182.500%30-yr 7/1 ARMPurchaseBellevue, WA 98004
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
900,000
LTV
20% < LTV <= 30%
FICO Score
760 - 779
Lender
Bank of America
Notes
Rate is after 0.25% discount for transferring $500k in investments
2020-05-182.875%30-yr fixedRate-and-term refinanceSouth San Francisco, CA 94080
Points
0
Property Type
Single Family
Occupancy
Secondary residence
Mortgage Type
Conforming Loan
Loan Amount
500,000
LTV
30% < LTV <= 40%
FICO Score
760 - 779
Lender
Wells Fargo