Mortgage Interest Rate
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Recent reports
| Date | Interest Rate | Mortgage Term | Loan Purpose | Location |
|---|---|---|---|---|
| 2020-07-01 | 3.125% | 30-yr fixed | Rate-and-term refinance | West Linn, OR 97068 |
Lender US Bank APR 3.161% Monthly Payment $1386 (Principal + Interest) Points 0 Lender Credits 1202 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 323,500 LTV 40% < LTV <= 50% FICO Score 800 - 850 | ||||
| 2020-07-01 | 2.750% | 30-yr fixed | Rate-and-term refinance | Fremont, CA 94536 |
Lender Loan depot APR 2.800% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 750,000 LTV 20% < LTV <= 30% FICO Score 780 - 799 | ||||
| 2020-06-29 | 2.250% | 30-yr fixed | Rate-and-term refinance | Austin, TX 78717 |
Lender Rocket Mortgage / Quicken Loans APR 2.281% Points 0 Lender Credits 2400 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 315,000 LTV 90% < LTV <= 100% FICO Score 800 - 850 | ||||
| 2020-06-29 | 2.650% | 30-yr 10/1 ARM | Purchase | San Francisco, CA 94114 |
Lender Wells Fargo APR 2.731% Points 0 Lender Credits 25% of the costs Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,100,000 LTV 20% < LTV <= 30% FICO Score 800 - 850 | ||||
| 2020-06-26 | 2.875% | 30-yr fixed | Rate-and-term refinance | 94050 |
Lender Chase APR 2.915% Points 0.338 points ($3300) Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 900,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Notes Discount for moving new money to their banks. No minimum time or restrictions on type of account. Can remove immediately after signing mortgage. | ||||
| 2020-06-25 | 2.500% | 30-yr 10/1 ARM | Purchase | Short Hills, NJ 07078 |
Lender US Bank Points 0 Lender Credits 1000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,600,000 LTV 20% < LTV <= 30% FICO Score 780 - 799 | ||||
| 2020-06-24 | 3.000% | 30-yr fixed | Purchase | Irvine, CA 92606 |
Lender US Bank APR 3.152% Monthly Payment $3228 (Principal + Interest) Points 0 Lender Credits 1795 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 765,531 LTV 0 < LTV <=10% FICO Score 800 - 850 | ||||
| 2020-06-19 | 3.000% | 30-yr fixed | Purchase | San Jose, CA 95128 |
Lender Citi Points 0 Lender Credits 5000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 950,000 LTV 20% < LTV <= 30% FICO Score 760 - 779 Notes Deposit 200k to lower interest rate by 2 points | ||||
| 2020-06-17 | 2.875% | 30-yr fixed | Rate-and-term refinance | Philadelphia, PA 19104 |
Lender Better.com APR 2.880% Monthly Payment $1537 (Principal + Interest) Points 0 Lender Credits 237 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 320,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 | ||||
| 2020-06-17 | 2.600% | 30-yr fixed | Purchase | San Jose, CA 95119 |
Lender Wells Fargo APR 2.600% Monthly Payment $2500 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type FHA-Insured Loan Amount 700,000 LTV 80% < LTV <= 90% FICO Score 800 - 850 | ||||
| 2020-06-15 | 2.875% | 20-yr fixed | Rate-and-term refinance | Winter Garden, FL 34787 |
Lender RP Funding APR 3.004% Monthly Payment $1908 (Principal + Interest) Points Yes, I purchased 1 point Lender Credits Yes - $3922 in closing costs Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 348,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 | ||||
| 2020-06-09 | 2.875% | 30-yr 5/1 ARM | Rate-and-term refinance | San Diego, CA 92128 |
Lender SDCC APR 2.875% Monthly Payment $1809 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Investment property Mortgage Type Conforming Loan Loan Amount 390,000 LTV 40% < LTV <= 50% FICO Score 760 - 779 | ||||
| 2020-06-09 | 2.750% | 30-yr fixed | Rate-and-term refinance | MA |
Lender UWM APR 2.863% Monthly Payment $1849 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 453,000 LTV 60% < LTV <= 70% FICO Score 780 - 799 Notes In MA. Form won't let me enter MA zipcodes starting with zero. (From admin: I am sorry and thanks for reporting. The zipcode bug is now fixed) | ||||
| 2020-06-05 | 2.875% | 30-yr fixed | Rate-and-term refinance | West Sacramento, CA 95691 |
Lender Union Bank APR 2.930% Points 0 Lender Credits $2,006 Credit towards closing Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 121,000 LTV 10% < LTV <= 20% FICO Score 800 - 850 Notes No points. Cash to close $550. | ||||
| 2020-06-04 | 3.375% | 30-yr fixed | Purchase | Louisville, CO 80027 |
Lender Wells Fargo APR 3.390% Monthly Payment $4150 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 938,400 LTV 70% < LTV <= 80% FICO Score 800 - 850 | ||||
| 2020-06-04 | 3.000% | 30-yr fixed | Rate-and-term refinance | Norwalk, CA 90650 |
Lender Better.com APR 3.053% Monthly Payment $888 (Principal + Interest) Points 0.285 Lender Credits 0 Property Type Single Family Occupancy Secondary residence Mortgage Type Conforming Loan Loan Amount 215,000 LTV 40% < LTV <= 50% FICO Score 800 - 850 Lender Contact Better.com | ||||
| 2020-06-03 | 2.875% | 30-yr fixed | Purchase | Oak Park, CA 91377 |
Lender Chase APR 2.930% Points Yes, I purchased 1 point Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 681,600 LTV 70% < LTV <= 80% FICO Score 780 - 799 Notes With 50k deposit | ||||
| 2020-06-01 | 2.990% | 30-yr fixed | Purchase | Oakland, CA 94603 |
Lender US Bank APR 2.990% Points 0 Lender Credits 900 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 460,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 | ||||
| 2020-06-01 | 3.125% | 7/1 ARM | Rate-and-term refinance | Dublin, CA 94568 |
Lender Bank of America APR 3.250% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 902,000 LTV 80% < LTV <= 90% FICO Score 740 - 759 | ||||
| 2020-06-01 | 2.750% | 30-yr fixed | Rate-and-term refinance | Sylmar, CA 91342 |
Lender Doorway Home Loans APR 3.000% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 510,400 LTV 90% < LTV <= 100% FICO Score 740 - 759 | ||||
| 2020-05-28 | 2.490% | 30-yr fixed | Rate-and-term refinance | Scottsdale, AZ 85255 |
Lender Rocket Mortgage / Quicken Loans APR 2.581% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 320,000 LTV 70% < LTV <= 80% FICO Score 660 - 679 Notes VA Streamline refi, 4,500 in fees on line D. plus prepaids of around 3k. | ||||
| 2020-05-28 | 3.125% | 30-yr fixed | Rate-and-term refinance | Santa Barbara, CA 93111 |
Lender Owning.com APR 3.125% Monthly Payment $2442 (Principal + Interest) Points 0 Lender Credits 1500 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 570,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Notes Original rate was 3.375 but they reduced to match competitor | ||||
| 2020-05-27 | 2.875% | 30-yr fixed | Purchase | Longmont, CO 80504 |
Lender United Wholesale Mortgage APR 3.013% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type FHA-Insured Loan Amount 357,750 LTV 70% < LTV <= 80% FICO Score 800 - 850 | ||||
| 2020-05-26 | 2.990% | 30-yr fixed | Purchase | Bucyrus, KS 66013 |
Lender Fairway Independent Mortgage Corp Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 262,800 LTV 80% < LTV <= 90% FICO Score 780 - 799 | ||||
| 2020-05-25 | 3.000% | 30-yr fixed | Purchase | Huntsville, AL 35824 |
Lender Heritage Mortgage Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 220,000 LTV 10% < LTV <= 20% FICO Score 740 - 759 | ||||
| 2020-05-23 | 2.625% | 30-yr fixed | Purchase | San Francisco, CA 94110 |
Lender Wells Fargo APR 2.647% Monthly Payment $5495 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,368,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Notes $1m deposits into WF accounts (including funds used for down payment) for 0.5% discount. | ||||
| 2020-05-22 | 3.000% | 30-yr 10/1 ARM | Rate-and-term refinance | Redwood City, CA 94061 |
Lender US Bank APR 2.970% Points 0 Lender Credits 1000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 880,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 | ||||
| 2020-05-20 | 3.375% | 30-yr fixed | Purchase | New Ringgold, PA 17960 |
Lender Atlantic Home Loan Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 535,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 | ||||
| 2020-05-20 | 3.000% | 30-yr fixed | Purchase | Riverview, FL 33578 |
Lender federal credit union Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type I dont know Loan Amount 240,000 LTV I don't know FICO Score 780 - 799 | ||||
| 2020-05-19 | 2.875% | 30-yr fixed | Purchase | Kansas City, MO 64113 |
Lender Better.com APR 2.891% Monthly Payment $1136 (Principal + Interest) Points 0 Lender Credits -560 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 274,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Notes Bette price matched with local mortgage broker. Plus 2000 off closing costs using their realtor and additional 2500 credit card credit through amex promotion. | ||||
| 2020-05-18 | 2.875% | 30-yr 10/1 ARM | Rate-and-term refinance | Bellevue, WA 98006 |
Lender Bank of America APR 2.835% Points 0 Lender Credits $658 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 950,000 LTV 60% < LTV <= 70% FICO Score 780 - 799 | ||||
| 2020-05-18 | 2.500% | 30-yr 7/1 ARM | Purchase | Bellevue, WA 98004 |
Lender Bank of America Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 900,000 LTV 20% < LTV <= 30% FICO Score 760 - 779 Notes Rate is after 0.25% discount for transferring $500k in investments | ||||
| 2020-05-18 | 2.875% | 30-yr fixed | Rate-and-term refinance | South San Francisco, CA 94080 |
Lender Wells Fargo Points 0 Property Type Single Family Occupancy Secondary residence Mortgage Type Conforming Loan Loan Amount 500,000 LTV 30% < LTV <= 40% FICO Score 760 - 779 | ||||
| 2020-05-16 | 3.250% | 20-yr fixed | Rate-and-term refinance | Imperial Beach, CA 91932 |
Lender US Bank Points 0.3 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 875,000 LTV 20% < LTV <= 30% FICO Score 800 - 850 | ||||
| 2020-05-15 | 3.375% | 30-yr fixed | Cash-out refinance | San Mateo, CA 94402 |
Lender Chase Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 960,000 LTV 30% < LTV <= 40% FICO Score 800 - 850 | ||||
| 2020-05-14 | 2.875% | 30-yr fixed | Purchase | San Francisco, CA 94102 |
Lender Wells Fargo Points 0 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 2,000,000 LTV I don't know FICO Score 740 - 759 Notes Deposit $750k to wells fargo account in change for rate reduced | ||||
| 2020-05-13 | 2.875% | 30-yr fixed | Rate-and-term refinance | Sunnyvale, CA 94086 |
Lender Chase Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 640,000 LTV 50% < LTV <= 60% FICO Score 800 - 850 | ||||
| 2020-05-12 | 2.375% | 30-yr 10/1 ARM | Purchase | Dublin, CA 94568 |
Lender Wells Fargo Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,100,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Contact radhika.a.isnagar@wellsfargo.com Notes Rate was 2.625; with 250K in account - rate is 2.5%, with 500k in account - rate is 2.375% | ||||
| 2020-05-12 | 2.500% | 30-yr 10/1 ARM | Purchase | San Jose, CA 95128 |
Lender Wells Fargo Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,172,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 Notes .25% discount for moving $500k to wells | ||||
| 2020-05-12 | 2.990% | 30-yr fixed | Purchase | Seattle, WA 98102 |
Lender Fairway Independent Mortgage Corp Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 722,500 LTV 80% < LTV <= 90% FICO Score 720 - 739 Lender Contact rbeckner@fairwaymc.com | ||||
| 2020-05-12 | 3.250% | 30-yr 10/1 ARM | Rate-and-term refinance | Miami, FL 33138 |
Lender US Bank Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 587,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 | ||||
| 2020-05-10 | 2.500% | 15-yr fixed | Rate-and-term refinance | Laguna Niguel, CA 92677 |
Lender Owning Mortgage APR 2.500% Monthly Payment $2122 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 305,000 LTV 40% < LTV <= 50% FICO Score 800 - 850 | ||||
| 2020-05-10 | 2.500% | 30-yr 7/1 ARM | Purchase | San Jose, CA 95110 |
Lender Wells Fargo Points 0 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 825,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 | ||||
| 2020-05-05 | 2.625% | 30-yr 7/1 ARM | Purchase | Santa Clara, CA 95051 |
Lender PNC Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,200,000 LTV 80% < LTV <= 90% FICO Score 780 - 799 | ||||
| 2020-05-05 | 3.125% | 30-yr fixed | Purchase | Ridgewood, NY 11385 |
Lender PNC Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 298,000 LTV 80% < LTV <= 90% FICO Score 800 - 850 | ||||
| 2020-05-04 | 3.125% | 30-yr fixed | Rate-and-term refinance | Springfield, VA 22152 |
Lender Consumer Direct Mortgage Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 586,000 LTV 80% < LTV <= 90% FICO Score 780 - 799 | ||||
| 2020-05-01 | 2.750% | 30-yr fixed | Purchase | Cedar City, UT 84721 |
Lender Mountain America Credit Union Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type USDA Loan Amount 272,000 LTV 90% < LTV <= 100% FICO Score 740 - 759 | ||||
| 2020-05-01 | 2.500% | 15-yr fixed | Rate-and-term refinance | Rochester, MI 48309 |
Lender Better Points Yes, I purchased 1 point Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 265,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 | ||||
| 2020-05-01 | 3.250% | 30-yr fixed | Purchase | Vancouver, WA 98663 |
Lender Cardinal Financial Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 425,000 LTV 80% < LTV <= 90% FICO Score 740 - 759 | ||||
| 2020-05-01 | 2.875% | 30-yr fixed | Rate-and-term refinance | Fremont, CA 94539 |
Lender Chase Points 0.8 point Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 900,000 LTV 50% < LTV <= 60% FICO Score 800 - 850 | ||||