Mortgage Interest Rate

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Recent reports

DateInterest RateMortgage TermLoan PurposeLocation
2020-07-013.125%30-yr fixedRate-and-term refinanceWest Linn, OR 97068
Lender
US Bank
APR
3.161%
Monthly Payment
$1386 (Principal + Interest)
Points
0
Lender Credits
1202
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
323,500
LTV
40% < LTV <= 50%
FICO Score
800 - 850
2020-07-012.750%30-yr fixedRate-and-term refinanceFremont, CA 94536
Lender
Loan depot
APR
2.800%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
750,000
LTV
20% < LTV <= 30%
FICO Score
780 - 799
2020-06-292.250%30-yr fixedRate-and-term refinanceAustin, TX 78717
Lender
Rocket Mortgage / Quicken Loans
APR
2.281%
Points
0
Lender Credits
2400
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
315,000
LTV
90% < LTV <= 100%
FICO Score
800 - 850
2020-06-292.650%30-yr 10/1 ARMPurchaseSan Francisco, CA 94114
Lender
Wells Fargo
APR
2.731%
Points
0
Lender Credits
25% of the costs
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,100,000
LTV
20% < LTV <= 30%
FICO Score
800 - 850
2020-06-262.875%30-yr fixedRate-and-term refinance94050
Lender
Chase
APR
2.915%
Points
0.338 points ($3300)
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
900,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Notes
Discount for moving new money to their banks. No minimum time or restrictions on type of account. Can remove immediately after signing mortgage.
2020-06-252.500%30-yr 10/1 ARMPurchaseShort Hills, NJ 07078
Lender
US Bank
Points
0
Lender Credits
1000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,600,000
LTV
20% < LTV <= 30%
FICO Score
780 - 799
2020-06-243.000%30-yr fixedPurchaseIrvine, CA 92606
Lender
US Bank
APR
3.152%
Monthly Payment
$3228 (Principal + Interest)
Points
0
Lender Credits
1795
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
765,531
LTV
0 < LTV <=10%
FICO Score
800 - 850
2020-06-193.000%30-yr fixedPurchaseSan Jose, CA 95128
Lender
Citi
Points
0
Lender Credits
5000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
950,000
LTV
20% < LTV <= 30%
FICO Score
760 - 779
Notes
Deposit 200k to lower interest rate by 2 points
2020-06-172.875%30-yr fixedRate-and-term refinancePhiladelphia, PA 19104
Lender
Better.com
APR
2.880%
Monthly Payment
$1537 (Principal + Interest)
Points
0
Lender Credits
237
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
320,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
2020-06-172.600%30-yr fixedPurchaseSan Jose, CA 95119
Lender
Wells Fargo
APR
2.600%
Monthly Payment
$2500 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
FHA-Insured
Loan Amount
700,000
LTV
80% < LTV <= 90%
FICO Score
800 - 850
2020-06-152.875%20-yr fixedRate-and-term refinanceWinter Garden, FL 34787
Lender
RP Funding
APR
3.004%
Monthly Payment
$1908 (Principal + Interest)
Points
Yes, I purchased 1 point
Lender Credits
Yes - $3922 in closing costs
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
348,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
2020-06-092.875%30-yr 5/1 ARMRate-and-term refinanceSan Diego, CA 92128
Lender
SDCC
APR
2.875%
Monthly Payment
$1809 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Investment property
Mortgage Type
Conforming Loan
Loan Amount
390,000
LTV
40% < LTV <= 50%
FICO Score
760 - 779
2020-06-092.750%30-yr fixedRate-and-term refinanceMA
Lender
UWM
APR
2.863%
Monthly Payment
$1849 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
453,000
LTV
60% < LTV <= 70%
FICO Score
780 - 799
Notes
In MA. Form won't let me enter MA zipcodes starting with zero. (From admin: I am sorry and thanks for reporting. The zipcode bug is now fixed)
2020-06-052.875%30-yr fixedRate-and-term refinanceWest Sacramento, CA 95691
Lender
Union Bank
APR
2.930%
Points
0
Lender Credits
$2,006 Credit towards closing
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
121,000
LTV
10% < LTV <= 20%
FICO Score
800 - 850
Notes
No points. Cash to close $550.
2020-06-043.375%30-yr fixedPurchaseLouisville, CO 80027
Lender
Wells Fargo
APR
3.390%
Monthly Payment
$4150 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
938,400
LTV
70% < LTV <= 80%
FICO Score
800 - 850
2020-06-043.000%30-yr fixedRate-and-term refinanceNorwalk, CA 90650
Lender
Better.com
APR
3.053%
Monthly Payment
$888 (Principal + Interest)
Points
0.285
Lender Credits
0
Property Type
Single Family
Occupancy
Secondary residence
Mortgage Type
Conforming Loan
Loan Amount
215,000
LTV
40% < LTV <= 50%
FICO Score
800 - 850
Lender Contact
Better.com
2020-06-032.875%30-yr fixedPurchaseOak Park, CA 91377
Lender
Chase
APR
2.930%
Points
Yes, I purchased 1 point
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
681,600
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Notes
With 50k deposit
2020-06-012.990%30-yr fixedPurchaseOakland, CA 94603
Lender
US Bank
APR
2.990%
Points
0
Lender Credits
900
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
460,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
2020-06-013.125%7/1 ARMRate-and-term refinanceDublin, CA 94568
Lender
Bank of America
APR
3.250%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
902,000
LTV
80% < LTV <= 90%
FICO Score
740 - 759
2020-06-012.750%30-yr fixedRate-and-term refinanceSylmar, CA 91342
Lender
Doorway Home Loans
APR
3.000%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
510,400
LTV
90% < LTV <= 100%
FICO Score
740 - 759
2020-05-282.490%30-yr fixedRate-and-term refinanceScottsdale, AZ 85255
Lender
Rocket Mortgage / Quicken Loans
APR
2.581%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
320,000
LTV
70% < LTV <= 80%
FICO Score
660 - 679
Notes
VA Streamline refi, 4,500 in fees on line D. plus prepaids of around 3k.
2020-05-283.125%30-yr fixedRate-and-term refinanceSanta Barbara, CA 93111
Lender
Owning.com
APR
3.125%
Monthly Payment
$2442 (Principal + Interest)
Points
0
Lender Credits
1500
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
570,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Notes
Original rate was 3.375 but they reduced to match competitor
2020-05-272.875%30-yr fixedPurchaseLongmont, CO 80504
Lender
United Wholesale Mortgage
APR
3.013%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
FHA-Insured
Loan Amount
357,750
LTV
70% < LTV <= 80%
FICO Score
800 - 850
2020-05-262.990%30-yr fixedPurchaseBucyrus, KS 66013
Lender
Fairway Independent Mortgage Corp
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
262,800
LTV
80% < LTV <= 90%
FICO Score
780 - 799
2020-05-253.000%30-yr fixedPurchaseHuntsville, AL 35824
Lender
Heritage Mortgage
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
220,000
LTV
10% < LTV <= 20%
FICO Score
740 - 759
2020-05-232.625%30-yr fixedPurchaseSan Francisco, CA 94110
Lender
Wells Fargo
APR
2.647%
Monthly Payment
$5495 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,368,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Notes
$1m deposits into WF accounts (including funds used for down payment) for 0.5% discount.
2020-05-223.000%30-yr 10/1 ARMRate-and-term refinanceRedwood City, CA 94061
Lender
US Bank
APR
2.970%
Points
0
Lender Credits
1000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
880,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
2020-05-203.375%30-yr fixedPurchaseNew Ringgold, PA 17960
Lender
Atlantic Home Loan
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
535,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
2020-05-203.000%30-yr fixedPurchaseRiverview, FL 33578
Lender
federal credit union
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
I dont know
Loan Amount
240,000
LTV
I don't know
FICO Score
780 - 799
2020-05-192.875%30-yr fixedPurchaseKansas City, MO 64113
Lender
Better.com
APR
2.891%
Monthly Payment
$1136 (Principal + Interest)
Points
0
Lender Credits
-560
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
274,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Notes
Bette price matched with local mortgage broker. Plus 2000 off closing costs using their realtor and additional 2500 credit card credit through amex promotion.
2020-05-182.875%30-yr 10/1 ARMRate-and-term refinanceBellevue, WA 98006
Lender
Bank of America
APR
2.835%
Points
0
Lender Credits
$658
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
950,000
LTV
60% < LTV <= 70%
FICO Score
780 - 799
2020-05-182.500%30-yr 7/1 ARMPurchaseBellevue, WA 98004
Lender
Bank of America
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
900,000
LTV
20% < LTV <= 30%
FICO Score
760 - 779
Notes
Rate is after 0.25% discount for transferring $500k in investments
2020-05-182.875%30-yr fixedRate-and-term refinanceSouth San Francisco, CA 94080
Lender
Wells Fargo
Points
0
Property Type
Single Family
Occupancy
Secondary residence
Mortgage Type
Conforming Loan
Loan Amount
500,000
LTV
30% < LTV <= 40%
FICO Score
760 - 779
2020-05-163.250%20-yr fixedRate-and-term refinanceImperial Beach, CA 91932
Lender
US Bank
Points
0.3
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
875,000
LTV
20% < LTV <= 30%
FICO Score
800 - 850
2020-05-153.375%30-yr fixedCash-out refinanceSan Mateo, CA 94402
Lender
Chase
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
960,000
LTV
30% < LTV <= 40%
FICO Score
800 - 850
2020-05-142.875%30-yr fixedPurchaseSan Francisco, CA 94102
Lender
Wells Fargo
Points
0
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
2,000,000
LTV
I don't know
FICO Score
740 - 759
Notes
Deposit $750k to wells fargo account in change for rate reduced
2020-05-132.875%30-yr fixedRate-and-term refinanceSunnyvale, CA 94086
Lender
Chase
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
640,000
LTV
50% < LTV <= 60%
FICO Score
800 - 850
2020-05-122.375%30-yr 10/1 ARMPurchaseDublin, CA 94568
Lender
Wells Fargo
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,100,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender Contact
radhika.a.isnagar@wellsfargo.com
Notes
Rate was 2.625; with 250K in account - rate is 2.5%, with 500k in account - rate is 2.375%
2020-05-122.500%30-yr 10/1 ARMPurchaseSan Jose, CA 95128
Lender
Wells Fargo
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,172,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Notes
.25% discount for moving $500k to wells
2020-05-122.990%30-yr fixedPurchaseSeattle, WA 98102
Lender
Fairway Independent Mortgage Corp
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
722,500
LTV
80% < LTV <= 90%
FICO Score
720 - 739
Lender Contact
rbeckner@fairwaymc.com
2020-05-123.250%30-yr 10/1 ARMRate-and-term refinanceMiami, FL 33138
Lender
US Bank
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
587,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
2020-05-102.500%15-yr fixedRate-and-term refinanceLaguna Niguel, CA 92677
Lender
Owning Mortgage
APR
2.500%
Monthly Payment
$2122 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
305,000
LTV
40% < LTV <= 50%
FICO Score
800 - 850
2020-05-102.500%30-yr 7/1 ARMPurchaseSan Jose, CA 95110
Lender
Wells Fargo
Points
0
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
825,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
2020-05-052.625%30-yr 7/1 ARMPurchaseSanta Clara, CA 95051
Lender
PNC
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,200,000
LTV
80% < LTV <= 90%
FICO Score
780 - 799
2020-05-053.125%30-yr fixedPurchaseRidgewood, NY 11385
Lender
PNC
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
298,000
LTV
80% < LTV <= 90%
FICO Score
800 - 850
2020-05-043.125%30-yr fixedRate-and-term refinanceSpringfield, VA 22152
Lender
Consumer Direct Mortgage
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
586,000
LTV
80% < LTV <= 90%
FICO Score
780 - 799
2020-05-012.750%30-yr fixedPurchaseCedar City, UT 84721
Lender
Mountain America Credit Union
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
USDA
Loan Amount
272,000
LTV
90% < LTV <= 100%
FICO Score
740 - 759
2020-05-012.500%15-yr fixedRate-and-term refinanceRochester, MI 48309
Lender
Better
Points
Yes, I purchased 1 point
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
265,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
2020-05-013.250%30-yr fixedPurchaseVancouver, WA 98663
Lender
Cardinal Financial
Points
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
425,000
LTV
80% < LTV <= 90%
FICO Score
740 - 759
2020-05-012.875%30-yr fixedRate-and-term refinanceFremont, CA 94539
Lender
Chase
Points
0.8 point
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
900,000
LTV
50% < LTV <= 60%
FICO Score
800 - 850