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| Report Date | Interest Rate | Mortgage Term | Loan Purpose | Location |
|---|---|---|---|---|
| 2020-08-04 | 2.500% | 30-yr fixed | Rate-and-term refinance | Sunnyvale, CA 94087 |
APR 2.500% Points 0 Lender Credits 1400 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 455,000 LTV 40% < LTV <= 50% FICO Score 800 - 850 Lender Owning.com Rating | ||||
| 2020-08-03 | 3.375% | 15-yr fixed | Rate-and-term refinance | Fremont, CA 94536 |
Points 0 Lender Credits 2850 Property Type Townhome/Condo Occupancy Investment property Mortgage Type Conforming Loan Loan Amount Unknown LTV 60% < LTV <= 70% FICO Score 740 - 759 Lender Better Mortgage Rating Notes Not responsive, but everything's online in the system. The system is comprehensive. | ||||
| 2020-08-03 | 3.500% | 30-yr fixed | Rate-and-term refinance | Cary, NC 27511 |
Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 425,000 LTV I don't know FICO Score 800 - 850 Lender Wells Fargo Rating | ||||
| 2020-07-28 | 3.125% | 30-yr 10/1 ARM | Purchase | Oak Park, CA 91377 |
Monthly Payment $2964 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 692,000 LTV 20% < LTV <= 30% FICO Score 760 - 779 Lender Wells Fargo Loan Officer DARRYL GEEWAX | 805-376-0603 Rating | ||||
| 2020-07-28 | 3.375% | 30-yr fixed | Purchase | Naperville, IL 60565 |
Monthly Payment $3300 (Principal + Interest) Points 0 Lender Credits 1500 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount Unknown LTV 90% < LTV <= 100% FICO Score 760 - 779 Lender Mortgage Lender Rating | ||||
| 2020-07-22 | 2.794% | 30-yr 7/1 ARM | Rate-and-term refinance | San Francisco, CA 94116 |
APR 2.787% Monthly Payment $4163 (Principal + Interest) Points 0 Lender Credits 4802.50 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,014,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender HSBC Loan Officer Hong Sha | Hong.x.sha@us.hsbc.com Rating Notes Transferred 75k requirement and open premier checking account | ||||
| 2020-07-21 | 2.375% | 15-yr fixed | Rate-and-term refinance | Daly City, CA 94015 |
APR 2.375% Points 0 Lender Credits Yes covered closing Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 320,000 LTV 20% < LTV <= 30% FICO Score 800 - 850 Lender Owning Rating | ||||
| 2020-07-16 | 2.750% | 30-yr fixed | Purchase | San Juan, PR 00907 |
Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 510,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Santander Rating | ||||
| 2020-07-16 | 2.875% | 30-yr fixed | Rate-and-term refinance | Dublin, CA 94568 |
APR 2.875% Monthly Payment $2874 (Principal + Interest) Points 0 Lender Credits 3920 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 692,600 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender Bank of America Loan Officer Anisha Yadav Rating Notes Took some time to close the loan but effective and keeps the communication going.
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| 2020-07-13 | 3.000% | 30-yr fixed | Rate-and-term refinance | Milpitas, CA 95035 |
APR 3.050% Monthly Payment $1939 (Principal + Interest) Points 0 Lender Credits 4494 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 460,000 LTV 40% < LTV <= 50% FICO Score 780 - 799 Lender loan store Rating | ||||
| 2020-07-12 | 2.750% | 30-yr fixed | Rate-and-term refinance | San Jose, CA 95129 |
APR 2.875% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 765,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 Lender LoanDepot Rating | ||||
| 2020-07-12 | 2.875% | 30-yr fixed | Rate-and-term refinance | Fremont, CA 94555 |
APR 2.877% Points 0 Lender Credits 500 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 751,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender LoanDepot Rating | ||||
| 2020-07-11 | 2.750% | 30-yr fixed | Rate-and-term refinance | Fremont, CA 94539 |
APR 2.775% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 721,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender LoanDepot Rating | ||||
| 2020-07-10 | 2.500% | 30-yr 7/1 ARM | Purchase | Campbell, CA 95008 |
Points 0 Lender Credits 3900 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,001,000 LTV 30% < LTV <= 40% FICO Score 680 - 699 Lender US Bank Rating | ||||
| 2020-07-09 | 2.375% | 30-yr 7/1 ARM | Purchase | Sunnyvale, CA 94087 |
APR 3.389% Monthly Payment $6902 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,776,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Lender Wells Fargo Loan Officer Angela Hao | angela@wellsfargo.com 408-834-5502 Rating Notes Swift response and great service, was able to close the deal in 18 days | ||||
| 2020-07-07 | 6.625% | 30-yr fixed | Purchase | Miami, FL 33158 |
APR 6.930% Monthly Payment $12648 (Principal + Interest) Points Yes, I purchased 1 point Lender Credits 2% Origination fee Property Type Single Family Occupancy Primary residence Mortgage Type Stated income loan Loan Amount 1,950,000 LTV 20% < LTV <= 30% FICO Score 740 - 759 Lender Quontic Bank Loan Officer Alain Chan (786) 338-8328 Notes My loan will get closed in 4 weeks before my contract due Aug 13, 2020 | ||||
| 2020-07-01 | 3.125% | 30-yr fixed | Rate-and-term refinance | West Linn, OR 97068 |
APR 3.161% Monthly Payment $1386 (Principal + Interest) Points 0 Lender Credits 1202 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 323,500 LTV 40% < LTV <= 50% FICO Score 800 - 850 Lender US Bank | ||||
| 2020-07-01 | 2.750% | 30-yr fixed | Rate-and-term refinance | Fremont, CA 94536 |
APR 2.800% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 750,000 LTV 20% < LTV <= 30% FICO Score 780 - 799 Lender Loan depot | ||||
| 2020-06-29 | 2.650% | 30-yr 10/1 ARM | Purchase | San Francisco, CA 94114 |
APR 2.731% Points 0 Lender Credits 25% of the costs Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,100,000 LTV 20% < LTV <= 30% FICO Score 800 - 850 Lender Wells Fargo | ||||
| 2020-06-29 | 2.250% | 30-yr fixed | Rate-and-term refinance | Austin, TX 78717 |
APR 2.281% Points 0 Lender Credits 2400 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 315,000 LTV 90% < LTV <= 100% FICO Score 800 - 850 Lender Rocket Mortgage / Quicken Loans | ||||
| 2020-06-26 | 2.875% | 30-yr fixed | Rate-and-term refinance | 94050 |
APR 2.915% Points 0.338 points ($3300) Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 900,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Chase Notes Discount for moving new money to their banks. No minimum time or restrictions on type of account. Can remove immediately after signing mortgage. | ||||
| 2020-06-25 | 2.500% | 30-yr 10/1 ARM | Purchase | Short Hills, NJ 07078 |
Points 0 Lender Credits 1000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,600,000 LTV 20% < LTV <= 30% FICO Score 780 - 799 Lender US Bank | ||||
| 2020-06-24 | 3.000% | 30-yr fixed | Purchase | Irvine, CA 92606 |
APR 3.152% Monthly Payment $3228 (Principal + Interest) Points 0 Lender Credits 1795 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 765,531 LTV 0 < LTV <=10% FICO Score 800 - 850 Lender US Bank | ||||
| 2020-06-19 | 3.000% | 30-yr fixed | Purchase | San Jose, CA 95128 |
Points 0 Lender Credits 5000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 950,000 LTV 20% < LTV <= 30% FICO Score 760 - 779 Lender Citi Notes Deposit 200k to lower interest rate by 2 points | ||||
| 2020-06-17 | 2.875% | 30-yr fixed | Rate-and-term refinance | Philadelphia, PA 19104 |
APR 2.880% Monthly Payment $1537 (Principal + Interest) Points 0 Lender Credits 237 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 320,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 Lender Better.com | ||||
| 2020-06-17 | 2.600% | 30-yr fixed | Purchase | San Jose, CA 95119 |
APR 2.600% Monthly Payment $2500 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type FHA-Insured Loan Amount 700,000 LTV 80% < LTV <= 90% FICO Score 800 - 850 Lender Wells Fargo | ||||
| 2020-06-15 | 2.875% | 20-yr fixed | Rate-and-term refinance | Winter Garden, FL 34787 |
APR 3.004% Monthly Payment $1908 (Principal + Interest) Points Yes, I purchased 1 point Lender Credits Yes - $3922 in closing costs Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 348,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Lender RP Funding | ||||
| 2020-06-09 | 2.875% | 30-yr 5/1 ARM | Rate-and-term refinance | San Diego, CA 92128 |
APR 2.875% Monthly Payment $1809 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Investment property Mortgage Type Conforming Loan Loan Amount 390,000 LTV 40% < LTV <= 50% FICO Score 760 - 779 Lender SDCC | ||||
| 2020-06-09 | 2.750% | 30-yr fixed | Rate-and-term refinance | MA |
APR 2.863% Monthly Payment $1849 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 453,000 LTV 60% < LTV <= 70% FICO Score 780 - 799 Lender UWM Notes In MA. Form won't let me enter MA zipcodes starting with zero. (From admin: I am sorry and thanks for reporting. The zipcode bug is now fixed) | ||||
| 2020-06-05 | 2.875% | 30-yr fixed | Rate-and-term refinance | West Sacramento, CA 95691 |
APR 2.930% Points 0 Lender Credits $2,006 Credit towards closing Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 121,000 LTV 10% < LTV <= 20% FICO Score 800 - 850 Lender Union Bank Notes No points. Cash to close $550. | ||||
| 2020-06-04 | 3.000% | 30-yr fixed | Rate-and-term refinance | Norwalk, CA 90650 |
APR 3.053% Monthly Payment $888 (Principal + Interest) Points 0.285 Lender Credits 0 Property Type Single Family Occupancy Secondary residence Mortgage Type Conforming Loan Loan Amount 215,000 LTV 40% < LTV <= 50% FICO Score 800 - 850 Lender Better.com Loan Officer Better.com | ||||
| 2020-06-04 | 3.375% | 30-yr fixed | Purchase | Louisville, CO 80027 |
APR 3.390% Monthly Payment $4150 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 938,400 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Wells Fargo | ||||
| 2020-06-03 | 2.875% | 30-yr fixed | Purchase | Oak Park, CA 91377 |
APR 2.930% Points Yes, I purchased 1 point Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 681,600 LTV 70% < LTV <= 80% FICO Score 780 - 799 Lender Chase Notes With 50k deposit | ||||
| 2020-06-01 | 2.875% | 30-yr 7/1 ARM | Rate-and-term refinance | San Carlos, CA 94070 |
Points 0 Lender Credits Yes, effective $500 in refund after all closing costs. Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,100,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender US Bank | ||||
| 2020-06-01 | 2.990% | 30-yr fixed | Purchase | Oakland, CA 94603 |
APR 2.990% Points 0 Lender Credits 900 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 460,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 Lender US Bank | ||||
| 2020-06-01 | 3.125% | 7/1 ARM | Rate-and-term refinance | Dublin, CA 94568 |
APR 3.250% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 902,000 LTV 80% < LTV <= 90% FICO Score 740 - 759 Lender Bank of America | ||||
| 2020-06-01 | 2.750% | 30-yr fixed | Rate-and-term refinance | Sylmar, CA 91342 |
APR 3.000% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 510,400 LTV 90% < LTV <= 100% FICO Score 740 - 759 Lender Doorway Home Loans | ||||
| 2020-05-28 | 3.125% | 30-yr fixed | Rate-and-term refinance | Santa Barbara, CA 93111 |
APR 3.125% Monthly Payment $2442 (Principal + Interest) Points 0 Lender Credits 1500 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 570,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Owning.com Notes Original rate was 3.375 but they reduced to match competitor | ||||
| 2020-05-28 | 2.490% | 30-yr fixed | Rate-and-term refinance | Scottsdale, AZ 85255 |
APR 2.581% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 320,000 LTV 70% < LTV <= 80% FICO Score 660 - 679 Lender Rocket Mortgage / Quicken Loans Notes VA Streamline refi, 4,500 in fees on line D. plus prepaids of around 3k. | ||||
| 2020-05-27 | 2.875% | 30-yr fixed | Purchase | Longmont, CO 80504 |
APR 3.013% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type FHA-Insured Loan Amount 357,750 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender United Wholesale Mortgage | ||||
| 2020-05-26 | 2.990% | 30-yr fixed | Purchase | Bucyrus, KS 66013 |
Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 262,800 LTV 80% < LTV <= 90% FICO Score 780 - 799 Lender Fairway Independent Mortgage Corp | ||||
| 2020-05-25 | 3.000% | 30-yr fixed | Purchase | Huntsville, AL 35824 |
Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 220,000 LTV 10% < LTV <= 20% FICO Score 740 - 759 Lender Heritage Mortgage | ||||
| 2020-05-23 | 2.625% | 30-yr fixed | Purchase | San Francisco, CA 94110 |
APR 2.647% Monthly Payment $5495 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,368,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Wells Fargo Notes $1m deposits into WF accounts (including funds used for down payment) for 0.5% discount. | ||||
| 2020-05-22 | 3.000% | 30-yr 10/1 ARM | Rate-and-term refinance | Redwood City, CA 94061 |
APR 2.970% Points 0 Lender Credits 1000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 880,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Lender US Bank | ||||
| 2020-05-20 | 3.375% | 30-yr fixed | Purchase | New Ringgold, PA 17960 |
Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 535,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender Atlantic Home Loan | ||||
| 2020-05-20 | 3.000% | 30-yr fixed | Purchase | Riverview, FL 33578 |
Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type I dont know Loan Amount 240,000 LTV I don't know FICO Score 780 - 799 Lender federal credit union | ||||
| 2020-05-19 | 2.875% | 30-yr fixed | Purchase | Kansas City, MO 64113 |
APR 2.891% Monthly Payment $1136 (Principal + Interest) Points 0 Lender Credits -560 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 274,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Lender Better.com Notes Bette price matched with local mortgage broker. Plus 2000 off closing costs using their realtor and additional 2500 credit card credit through amex promotion. | ||||
| 2020-05-18 | 2.875% | 30-yr 10/1 ARM | Rate-and-term refinance | Bellevue, WA 98006 |
APR 2.835% Points 0 Lender Credits $658 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 950,000 LTV 60% < LTV <= 70% FICO Score 780 - 799 Lender Bank of America | ||||
| 2020-05-18 | 2.500% | 30-yr 7/1 ARM | Purchase | Bellevue, WA 98004 |
Points 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 900,000 LTV 20% < LTV <= 30% FICO Score 760 - 779 Lender Bank of America Notes Rate is after 0.25% discount for transferring $500k in investments | ||||
| 2020-05-18 | 2.875% | 30-yr fixed | Rate-and-term refinance | South San Francisco, CA 94080 |
Points 0 Property Type Single Family Occupancy Secondary residence Mortgage Type Conforming Loan Loan Amount 500,000 LTV 30% < LTV <= 40% FICO Score 760 - 779 Lender Wells Fargo | ||||