Home Mortgage
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Recent reports
| Report Date | Interest Rate | Mortgage Term | Loan Purpose |
|---|---|---|---|
| 2020-11-30 | 2.500% | 30-yr fixed | Rate-and-term refinance |
Location Dublin, CA 94568 Points 0 Lender Credits zero cost loan Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount Unknown LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender loan depot Rating | |||
| 2020-11-23 | 2.500% | 30-yr fixed | Rate-and-term refinance |
Location Brooklyn, NY 11201 Points 0 Lender Credits 0 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 500,000 LTV 20% < LTV <= 30% FICO Score 800 - 850 Lender GuardHill Rating Notes Found slightly higher rate on Zillow Home Loans, but they had a better rate available when I spoke to them on the phone. | |||
| 2020-11-22 | 2.250% | 30-yr fixed | Rate-and-term refinance |
Location Arlington, VA 22201 APR 2.250% Monthly Payment $3431 (Principal + Interest) Points 0 Lender Credits 6700 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 895,000 LTV 60% < LTV <= 70% FICO Score 780 - 799 Lender Quicken Loan Officer Ivan Hendren Rating | |||
| 2020-11-05 | 2.625% | 30-yr fixed | Rate-and-term refinance |
Location Dublin, CA 94568 APR 2.625% Points 0 Lender Credits Yes Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 500,000 LTV 50% < LTV <= 60% FICO Score 780 - 799 Lender Owning Rating | |||
| 2020-10-26 | 2.750% | 30-yr fixed | Rate-and-term refinance |
Location Santa Clara, CA 95054 Points 0 Lender Credits 3800 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 750,000 LTV 50% < LTV <= 60% FICO Score 780 - 799 Lender Loan Depot Rating Notes Took 90 days to close. Had to extend rate lock. | |||
| 2020-10-25 | 2.875% | 30-yr fixed | Rate-and-term refinance |
Location San Ramon, CA 94583 Points 0 Lender Credits 10000 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 675,000 LTV 50% < LTV <= 60% FICO Score 800 - 850 Lender Loan Depot Rating Notes Rate locked in mid-August. Poor communication from LO, but overall best value | |||
| 2020-10-16 | 2.375% | 20-yr fixed | Rate-and-term refinance |
Location Chicago, IL 60615 Points 0 Lender Credits The lender covers all the closing cost associated with the loan Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 500,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender Wells Fargo Loan Officer Kelly Zhang | kellyzhang@ihomeland.com Rating Notes No point no fee refinance. | |||
| 2020-10-15 | 2.500% | 30-yr fixed | Rate-and-term refinance |
Location San Jose, CA 95131 Points 0 Lender Credits Lender credit covered all costs Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 720,000 LTV 50% < LTV <= 60% FICO Score 800 - 850 Lender LoanDepot Rating Notes I was initially told I might have to pay around $500 in closing costs but was able to negotiate that down to $0 | |||
| 2020-09-27 | 2.875% | 30-yr fixed | Rate-and-term refinance |
Location Berkeley, CA 94708 APR 2.860% Points 0 Lender Credits ~$3750 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 765,000 LTV 50% < LTV <= 60% FICO Score 780 - 799 Lender Chase Loan Officer Will Wang | will.wang@chase.com Rating Notes Great experience, took a while to close, had to open a Private Client account to get the best rate at that time. | |||
| 2020-09-25 | 3.250% | 15-yr fixed | Purchase |
Location Fort Lauderdale, FL 33351 Points 0 Lender Credits 0 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount Unknown LTV I don't know FICO Score 780 - 799 Lender Citi Rating | |||
| 2020-09-20 | 2.750% | 15-yr fixed | Rate-and-term refinance |
Location Richmond, TX 77469 Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 270,000 LTV 80% < LTV <= 90% FICO Score 760 - 779 Lender Better Rating | |||
| 2020-09-19 | 2.500% | 15-yr fixed | Rate-and-term refinance |
Location San Lorenzo, CA 94580 APR 2.500% Points 0 Lender Credits Yes no fee. Property Type Single Family Occupancy Secondary residence Mortgage Type Conforming Loan Loan Amount Unknown LTV 60% < LTV <= 70% FICO Score 760 - 779 Lender Owning Rating | |||
| 2020-09-09 | 2.625% | 30-yr fixed | Rate-and-term refinance |
Location Fremont, CA 94538 Monthly Payment $2542 (Principal + Interest) Points 0 Lender Credits 1500 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 633,000 LTV 60% < LTV <= 70% FICO Score 760 - 779 Lender LoanDepot Rating | |||
| 2020-09-05 | 2.375% | 30-yr fixed | Rate-and-term refinance |
Location Bethesda, MD 20817 APR 2.400% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 999,999 LTV 70% < LTV <= 80% FICO Score 780 - 799 Lender strong home mortgage Loan Officer Fred Hirsch Rating | |||
| 2020-09-04 | 2.500% | 30-yr fixed | Rate-and-term refinance |
Location Solon, OH 44139 APR 2.540% Monthly Payment $1331 (Principal + Interest) Points 0 Lender Credits 1200 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 337,000 LTV 60% < LTV <= 70% FICO Score 780 - 799 Lender First Internet Bank of Indiana Loan Officer Jessica Callahan Rating | |||
| 2020-09-02 | 3.625% | 30-yr fixed | Rate-and-term refinance |
Location San Jose, CA 95120 Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 3,990 LTV 70% < LTV <= 80% FICO Score 780 - 799 Lender Bank of America Rating | |||
| 2020-09-01 | 4.375% | 30-yr fixed | Cash-out refinance |
Location Lincoln, CA 95648 Monthly Payment $1259 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 247,614 LTV 80% < LTV <= 90% FICO Score 740 - 759 Lender Lakeview loan servicing Rating | |||
| 2020-08-26 | 2.750% | 30-yr fixed | Rate-and-term refinance |
Location Rochester, MI 48307 Points 0 Lender Credits 2700 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 323,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Lender Wells Fargo Rating Notes Lender provided $2600 closing credits, loan fee is $2600 so eventually it is a 0$ fee refinance. | |||
| 2020-08-20 | 2.750% | 30-yr fixed | Rate-and-term refinance |
Location Fremont, CA 94536 APR 2.759% Points 0 Lender Credits $1,400 to cover all loan costs Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 710,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Lender LoanFactory Rating | |||
| 2020-08-19 | 2.500% | 30-yr 5/1 ARM | Purchase |
Location Chicago, IL 60657 Points 0 Lender Credits 0 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 694,000 LTV 80% < LTV <= 90% FICO Score 760 - 779 Lender Chase Loan Officer Adam Hengesbaugh | adam.hengesbaugh@chase.com Rating Notes Had to move $250K to chase in order to get this rate. Without moving the assets the rate was 2.625% | |||
| 2020-08-19 | 3.125% | 30-yr fixed | Purchase |
Location Seattle, WA 98106 Points Yes, I purchased 1 point Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 950,000 LTV 50% < LTV <= 60% FICO Score 700 - 719 Lender Caliber Rating | |||
| 2020-08-18 | 3.000% | 30-yr fixed | Purchase |
Location Cupertino, CA 95014 Points 0 Lender Credits 0 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,168,000 LTV 80% < LTV <= 90% FICO Score 800 - 850 Lender Wells Fargo Rating | |||
| 2020-08-18 | 3.250% | 30-yr fixed | Rate-and-term refinance |
Location Sammamish, WA 98075 APR 3.250% Points 0.625 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount Unknown LTV 40% < LTV <= 50% FICO Score 800 - 850 Lender Wells Fargo Rating | |||
| 2020-08-13 | 3.000% | 30-yr fixed | Rate-and-term refinance |
Location Albany, CA 94706 Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 670,000 LTV 50% < LTV <= 60% FICO Score 800 - 850 Lender Chase Rating Notes Very slow, took over 2 months to close. | |||
| 2020-08-11 | 2.500% | 30-yr fixed | Rate-and-term refinance |
Location Albany, CA 94706 APR 2.525% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 689,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender Ally Rating | |||
| 2020-08-06 | 2.875% | 30-yr fixed | Rate-and-term refinance |
Location Bellevue, WA 98007 APR 2.888% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 700,000 LTV 20% < LTV <= 30% FICO Score 700 - 719 Lender Bank of America Rating | |||
| 2020-08-04 | 2.500% | 30-yr fixed | Rate-and-term refinance |
Location Sunnyvale, CA 94087 APR 2.500% Points 0 Lender Credits 1400 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 455,000 LTV 40% < LTV <= 50% FICO Score 800 - 850 Lender Owning.com Rating | |||
| 2020-08-03 | 3.375% | 15-yr fixed | Rate-and-term refinance |
Location Fremont, CA 94536 Points 0 Lender Credits 2850 Property Type Townhome/Condo Occupancy Investment property Mortgage Type Conforming Loan Loan Amount Unknown LTV 60% < LTV <= 70% FICO Score 740 - 759 Lender Better Mortgage Rating Notes Not responsive, but everything's online in the system. The system is comprehensive. | |||
| 2020-08-03 | 3.500% | 30-yr fixed | Rate-and-term refinance |
Location Cary, NC 27511 Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 425,000 LTV I don't know FICO Score 800 - 850 Lender Wells Fargo Rating | |||
| 2020-07-28 | 3.125% | 30-yr 10/1 ARM | Purchase |
Location Oak Park, CA 91377 Monthly Payment $2964 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 692,000 LTV 20% < LTV <= 30% FICO Score 760 - 779 Lender Wells Fargo Loan Officer DARRYL GEEWAX | 805-376-0603 Rating | |||
| 2020-07-28 | 3.375% | 30-yr fixed | Purchase |
Location Naperville, IL 60565 Monthly Payment $3300 (Principal + Interest) Points 0 Lender Credits 1500 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount Unknown LTV 90% < LTV <= 100% FICO Score 760 - 779 Lender Mortgage Lender Rating | |||
| 2020-07-22 | 2.794% | 30-yr 7/1 ARM | Rate-and-term refinance |
Location San Francisco, CA 94116 APR 2.787% Monthly Payment $4163 (Principal + Interest) Points 0 Lender Credits 4802.50 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,014,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender HSBC Loan Officer Hong Sha | Hong.x.sha@us.hsbc.com Rating Notes Transferred 75k requirement and open premier checking account | |||
| 2020-07-21 | 2.375% | 15-yr fixed | Rate-and-term refinance |
Location Daly City, CA 94015 APR 2.375% Points 0 Lender Credits Yes covered closing Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 320,000 LTV 20% < LTV <= 30% FICO Score 800 - 850 Lender Owning Rating | |||
| 2020-07-16 | 2.875% | 30-yr fixed | Rate-and-term refinance |
Location Dublin, CA 94568 APR 2.875% Monthly Payment $2874 (Principal + Interest) Points 0 Lender Credits 3920 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 692,600 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender Bank of America Loan Officer Anisha Yadav Rating Notes Took some time to close the loan but effective and keeps the communication going.
| |||
| 2020-07-16 | 2.750% | 30-yr fixed | Purchase |
Location San Juan, PR 00907 Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 510,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Santander Rating | |||
| 2020-07-13 | 3.000% | 30-yr fixed | Rate-and-term refinance |
Location Milpitas, CA 95035 APR 3.050% Monthly Payment $1939 (Principal + Interest) Points 0 Lender Credits 4494 Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 460,000 LTV 40% < LTV <= 50% FICO Score 780 - 799 Lender loan store Rating | |||
| 2020-07-12 | 2.750% | 30-yr fixed | Rate-and-term refinance |
Location San Jose, CA 95129 APR 2.875% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 765,000 LTV 70% < LTV <= 80% FICO Score 780 - 799 Lender LoanDepot Rating | |||
| 2020-07-12 | 2.875% | 30-yr fixed | Rate-and-term refinance |
Location Fremont, CA 94555 APR 2.877% Points 0 Lender Credits 500 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 751,000 LTV 60% < LTV <= 70% FICO Score 800 - 850 Lender LoanDepot Rating | |||
| 2020-07-11 | 2.750% | 30-yr fixed | Rate-and-term refinance |
Location Fremont, CA 94539 APR 2.775% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 721,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender LoanDepot Rating | |||
| 2020-07-10 | 2.500% | 30-yr 7/1 ARM | Purchase |
Location Campbell, CA 95008 Points 0 Lender Credits 3900 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,001,000 LTV 30% < LTV <= 40% FICO Score 680 - 699 Lender US Bank Rating | |||
| 2020-07-09 | 2.375% | 30-yr 7/1 ARM | Purchase |
Location Sunnyvale, CA 94087 APR 3.389% Monthly Payment $6902 (Principal + Interest) Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,776,000 LTV 70% < LTV <= 80% FICO Score 760 - 779 Lender Wells Fargo Loan Officer Angela Hao | angela@wellsfargo.com 408-834-5502 Rating Notes Swift response and great service, was able to close the deal in 18 days | |||
| 2020-07-07 | 6.625% | 30-yr fixed | Purchase |
Location Miami, FL 33158 APR 6.930% Monthly Payment $12648 (Principal + Interest) Points Yes, I purchased 1 point Lender Credits 2% Origination fee Property Type Single Family Occupancy Primary residence Mortgage Type Stated income loan Loan Amount 1,950,000 LTV 20% < LTV <= 30% FICO Score 740 - 759 Lender Quontic Bank Loan Officer Alain Chan (786) 338-8328 Notes My loan will get closed in 4 weeks before my contract due Aug 13, 2020 | |||
| 2020-07-01 | 3.125% | 30-yr fixed | Rate-and-term refinance |
Location West Linn, OR 97068 APR 3.161% Monthly Payment $1386 (Principal + Interest) Points 0 Lender Credits 1202 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 323,500 LTV 40% < LTV <= 50% FICO Score 800 - 850 Lender US Bank | |||
| 2020-07-01 | 2.750% | 30-yr fixed | Rate-and-term refinance |
Location Fremont, CA 94536 APR 2.800% Points 0 Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 750,000 LTV 20% < LTV <= 30% FICO Score 780 - 799 Lender Loan depot | |||
| 2020-06-29 | 2.250% | 30-yr fixed | Rate-and-term refinance |
Location Austin, TX 78717 APR 2.281% Points 0 Lender Credits 2400 Property Type Single Family Occupancy Primary residence Mortgage Type VA Loan Amount 315,000 LTV 90% < LTV <= 100% FICO Score 800 - 850 Lender Rocket Mortgage / Quicken Loans | |||
| 2020-06-29 | 2.650% | 30-yr 10/1 ARM | Purchase |
Location San Francisco, CA 94114 APR 2.731% Points 0 Lender Credits 25% of the costs Property Type Townhome/Condo Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,100,000 LTV 20% < LTV <= 30% FICO Score 800 - 850 Lender Wells Fargo | |||
| 2020-06-26 | 2.875% | 30-yr fixed | Rate-and-term refinance |
Location 94050 APR 2.915% Points 0.338 points ($3300) Lender Credits 0 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 900,000 LTV 70% < LTV <= 80% FICO Score 800 - 850 Lender Chase Notes Discount for moving new money to their banks. No minimum time or restrictions on type of account. Can remove immediately after signing mortgage. | |||
| 2020-06-25 | 2.500% | 30-yr 10/1 ARM | Purchase |
Location Short Hills, NJ 07078 Points 0 Lender Credits 1000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 1,600,000 LTV 20% < LTV <= 30% FICO Score 780 - 799 Lender US Bank | |||
| 2020-06-24 | 3.000% | 30-yr fixed | Purchase |
Location Irvine, CA 92606 APR 3.152% Monthly Payment $3228 (Principal + Interest) Points 0 Lender Credits 1795 Property Type Single Family Occupancy Primary residence Mortgage Type Conforming Loan Loan Amount 765,531 LTV 0 < LTV <=10% FICO Score 800 - 850 Lender US Bank | |||
| 2020-06-19 | 3.000% | 30-yr fixed | Purchase |
Location San Jose, CA 95128 Points 0 Lender Credits 5000 Property Type Single Family Occupancy Primary residence Mortgage Type Jumbo Loan Loan Amount 950,000 LTV 20% < LTV <= 30% FICO Score 760 - 779 Lender Citi Notes Deposit 200k to lower interest rate by 2 points | |||