Home Mortgage

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Recent reports

Report DateInterest RateMortgage TermLoan Purpose
2020-10-162.375%20-yr fixedRate-and-term refinance
Location
Chicago, IL 60615
Points
0
Lender Credits
The lender covers all the closing cost associated with the loan
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
500,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
Wells Fargo
Loan Officer
Kelly Zhang | kellyzhang@ihomeland.com
Rating
Notes
No point no fee refinance.
2020-10-152.500%30-yr fixedRate-and-term refinance
Location
San Jose, CA 95131
Points
0
Lender Credits
Lender credit covered all costs
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
720,000
LTV
50% < LTV <= 60%
FICO Score
800 - 850
Lender
LoanDepot
Rating
Notes
I was initially told I might have to pay around $500 in closing costs but was able to negotiate that down to $0
2020-09-272.875%30-yr fixedRate-and-term refinance
Location
Berkeley, CA 94708
APR
2.860%
Points
0
Lender Credits
~$3750
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
765,000
LTV
50% < LTV <= 60%
FICO Score
780 - 799
Lender
Chase
Loan Officer
Will Wang | will.wang@chase.com
Rating
Notes
Great experience, took a while to close, had to open a Private Client account to get the best rate at that time.
2020-09-253.250%15-yr fixedPurchase
Location
Fort Lauderdale, FL 33351
Points
0
Lender Credits
0
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
Unknown
LTV
I don't know
FICO Score
780 - 799
Lender
Citi
Rating
2020-09-202.750%15-yr fixedRate-and-term refinance
Location
Richmond, TX 77469
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
270,000
LTV
80% < LTV <= 90%
FICO Score
760 - 779
Lender
Better
Rating
2020-09-192.500%15-yr fixedRate-and-term refinance
Location
San Lorenzo, CA 94580
APR
2.500%
Points
0
Lender Credits
Yes no fee.
Property Type
Single Family
Occupancy
Secondary residence
Mortgage Type
Conforming Loan
Loan Amount
Unknown
LTV
60% < LTV <= 70%
FICO Score
760 - 779
Lender
Owning
Rating
2020-09-092.625%30-yr fixedRate-and-term refinance
Location
Fremont, CA 94538
Monthly Payment
$2542 (Principal + Interest)
Points
0
Lender Credits
1500
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
633,000
LTV
60% < LTV <= 70%
FICO Score
760 - 779
Lender
LoanDepot
Rating
2020-09-052.375%30-yr fixedRate-and-term refinance
Location
Bethesda, MD 20817
APR
2.400%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
999,999
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
strong home mortgage
Loan Officer
Fred Hirsch
Rating
2020-09-042.500%30-yr fixedRate-and-term refinance
Location
Solon, OH 44139
APR
2.540%
Monthly Payment
$1331 (Principal + Interest)
Points
0
Lender Credits
1200
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
337,000
LTV
60% < LTV <= 70%
FICO Score
780 - 799
Lender
First Internet Bank of Indiana
Loan Officer
Jessica Callahan
Rating
2020-09-023.625%30-yr fixedRate-and-term refinance
Location
San Jose, CA 95120
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
3,990
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
Bank of America
Rating
2020-09-014.375%30-yr fixedCash-out refinance
Location
Lincoln, CA 95648
Monthly Payment
$1259 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
247,614
LTV
80% < LTV <= 90%
FICO Score
740 - 759
Lender
Lakeview loan servicing
Rating
2020-08-262.750%30-yr fixedRate-and-term refinance
Location
Rochester, MI 48307
Points
0
Lender Credits
2700
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
323,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
Wells Fargo
Rating
Notes
Lender provided $2600 closing credits, loan fee is $2600 so eventually it is a 0$ fee refinance.
2020-08-202.750%30-yr fixedRate-and-term refinance
Location
Fremont, CA 94536
APR
2.759%
Points
0
Lender Credits
$1,400 to cover all loan costs
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
710,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
LoanFactory
Rating
2020-08-192.500%30-yr 5/1 ARMPurchase
Location
Chicago, IL 60657
Points
0
Lender Credits
0
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
694,000
LTV
80% < LTV <= 90%
FICO Score
760 - 779
Lender
Chase
Loan Officer
Adam Hengesbaugh | adam.hengesbaugh@chase.com
Rating
Notes
Had to move $250K to chase in order to get this rate. Without moving the assets the rate was 2.625%
2020-08-193.125%30-yr fixedPurchase
Location
Seattle, WA 98106
Points
Yes, I purchased 1 point
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
950,000
LTV
50% < LTV <= 60%
FICO Score
700 - 719
Lender
Caliber
Rating
2020-08-183.000%30-yr fixedPurchase
Location
Cupertino, CA 95014
Points
0
Lender Credits
0
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,168,000
LTV
80% < LTV <= 90%
FICO Score
800 - 850
Lender
Wells Fargo
Rating
2020-08-183.250%30-yr fixedRate-and-term refinance
Location
Sammamish, WA 98075
APR
3.250%
Points
0.625
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
Unknown
LTV
40% < LTV <= 50%
FICO Score
800 - 850
Lender
Wells Fargo
Rating
2020-08-133.000%30-yr fixedRate-and-term refinance
Location
Albany, CA 94706
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
670,000
LTV
50% < LTV <= 60%
FICO Score
800 - 850
Lender
Chase
Rating
Notes
Very slow, took over 2 months to close.
2020-08-112.500%30-yr fixedRate-and-term refinance
Location
Albany, CA 94706
APR
2.525%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
689,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
Ally
Rating
2020-08-062.875%30-yr fixedRate-and-term refinance
Location
Bellevue, WA 98007
APR
2.888%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
700,000
LTV
20% < LTV <= 30%
FICO Score
700 - 719
Lender
Bank of America
Rating
2020-08-042.500%30-yr fixedRate-and-term refinance
Location
Sunnyvale, CA 94087
APR
2.500%
Points
0
Lender Credits
1400
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
455,000
LTV
40% < LTV <= 50%
FICO Score
800 - 850
Lender
Owning.com
Rating
2020-08-033.375%15-yr fixedRate-and-term refinance
Location
Fremont, CA 94536
Points
0
Lender Credits
2850
Property Type
Townhome/Condo
Occupancy
Investment property
Mortgage Type
Conforming Loan
Loan Amount
Unknown
LTV
60% < LTV <= 70%
FICO Score
740 - 759
Lender
Better Mortgage
Rating
Notes
Not responsive, but everything's online in the system. The system is comprehensive.
2020-08-033.500%30-yr fixedRate-and-term refinance
Location
Cary, NC 27511
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
425,000
LTV
I don't know
FICO Score
800 - 850
Lender
Wells Fargo
Rating
2020-07-283.375%30-yr fixedPurchase
Location
Naperville, IL 60565
Monthly Payment
$3300 (Principal + Interest)
Points
0
Lender Credits
1500
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
Unknown
LTV
90% < LTV <= 100%
FICO Score
760 - 779
Lender
Mortgage Lender
Rating
2020-07-283.125%30-yr 10/1 ARMPurchase
Location
Oak Park, CA 91377
Monthly Payment
$2964 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
692,000
LTV
20% < LTV <= 30%
FICO Score
760 - 779
Lender
Wells Fargo
Loan Officer
DARRYL GEEWAX | 805-376-0603
Rating
2020-07-222.794%30-yr 7/1 ARMRate-and-term refinance
Location
San Francisco, CA 94116
APR
2.787%
Monthly Payment
$4163 (Principal + Interest)
Points
0
Lender Credits
4802.50
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,014,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
HSBC
Loan Officer
Hong Sha | Hong.x.sha@us.hsbc.com
Rating
Notes
Transferred 75k requirement and open premier checking account
2020-07-212.375%15-yr fixedRate-and-term refinance
Location
Daly City, CA 94015
APR
2.375%
Points
0
Lender Credits
Yes covered closing
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
320,000
LTV
20% < LTV <= 30%
FICO Score
800 - 850
Lender
Owning
Rating
2020-07-162.750%30-yr fixedPurchase
Location
San Juan, PR 00907
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
510,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
Santander
Rating
2020-07-162.875%30-yr fixedRate-and-term refinance
Location
Dublin, CA 94568
APR
2.875%
Monthly Payment
$2874 (Principal + Interest)
Points
0
Lender Credits
3920
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
692,600
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
Bank of America
Loan Officer
Anisha Yadav
Rating
Notes
Took some time to close the loan but effective and keeps the communication going.
2020-07-133.000%30-yr fixedRate-and-term refinance
Location
Milpitas, CA 95035
APR
3.050%
Monthly Payment
$1939 (Principal + Interest)
Points
0
Lender Credits
4494
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
460,000
LTV
40% < LTV <= 50%
FICO Score
780 - 799
Lender
loan store
Rating
2020-07-122.750%30-yr fixedRate-and-term refinance
Location
San Jose, CA 95129
APR
2.875%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
765,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
LoanDepot
Rating
2020-07-122.875%30-yr fixedRate-and-term refinance
Location
Fremont, CA 94555
APR
2.877%
Points
0
Lender Credits
500
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
751,000
LTV
60% < LTV <= 70%
FICO Score
800 - 850
Lender
LoanDepot
Rating
2020-07-112.750%30-yr fixedRate-and-term refinance
Location
Fremont, CA 94539
APR
2.775%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
721,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
LoanDepot
Rating
2020-07-102.500%30-yr 7/1 ARMPurchase
Location
Campbell, CA 95008
Points
0
Lender Credits
3900
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,001,000
LTV
30% < LTV <= 40%
FICO Score
680 - 699
Lender
US Bank
Rating
2020-07-092.375%30-yr 7/1 ARMPurchase
Location
Sunnyvale, CA 94087
APR
3.389%
Monthly Payment
$6902 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,776,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
Wells Fargo
Loan Officer
Angela Hao | angela@wellsfargo.com 408-834-5502
Rating
Notes
Swift response and great service, was able to close the deal in 18 days
2020-07-076.625%30-yr fixedPurchase
Location
Miami, FL 33158
APR
6.930%
Monthly Payment
$12648 (Principal + Interest)
Points
Yes, I purchased 1 point
Lender Credits
2% Origination fee
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Stated income loan
Loan Amount
1,950,000
LTV
20% < LTV <= 30%
FICO Score
740 - 759
Lender
Quontic Bank
Loan Officer
Alain Chan (786) 338-8328
Notes
My loan will get closed in 4 weeks before my contract due Aug 13, 2020
2020-07-013.125%30-yr fixedRate-and-term refinance
Location
West Linn, OR 97068
APR
3.161%
Monthly Payment
$1386 (Principal + Interest)
Points
0
Lender Credits
1202
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
323,500
LTV
40% < LTV <= 50%
FICO Score
800 - 850
Lender
US Bank
2020-07-012.750%30-yr fixedRate-and-term refinance
Location
Fremont, CA 94536
APR
2.800%
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
750,000
LTV
20% < LTV <= 30%
FICO Score
780 - 799
Lender
Loan depot
2020-06-292.250%30-yr fixedRate-and-term refinance
Location
Austin, TX 78717
APR
2.281%
Points
0
Lender Credits
2400
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
VA
Loan Amount
315,000
LTV
90% < LTV <= 100%
FICO Score
800 - 850
Lender
Rocket Mortgage / Quicken Loans
2020-06-292.650%30-yr 10/1 ARMPurchase
Location
San Francisco, CA 94114
APR
2.731%
Points
0
Lender Credits
25% of the costs
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,100,000
LTV
20% < LTV <= 30%
FICO Score
800 - 850
Lender
Wells Fargo
2020-06-262.875%30-yr fixedRate-and-term refinance
Location
94050
APR
2.915%
Points
0.338 points ($3300)
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
900,000
LTV
70% < LTV <= 80%
FICO Score
800 - 850
Lender
Chase
Notes
Discount for moving new money to their banks. No minimum time or restrictions on type of account. Can remove immediately after signing mortgage.
2020-06-252.500%30-yr 10/1 ARMPurchase
Location
Short Hills, NJ 07078
Points
0
Lender Credits
1000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
1,600,000
LTV
20% < LTV <= 30%
FICO Score
780 - 799
Lender
US Bank
2020-06-243.000%30-yr fixedPurchase
Location
Irvine, CA 92606
APR
3.152%
Monthly Payment
$3228 (Principal + Interest)
Points
0
Lender Credits
1795
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
765,531
LTV
0 < LTV <=10%
FICO Score
800 - 850
Lender
US Bank
2020-06-193.000%30-yr fixedPurchase
Location
San Jose, CA 95128
Points
0
Lender Credits
5000
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Jumbo Loan
Loan Amount
950,000
LTV
20% < LTV <= 30%
FICO Score
760 - 779
Lender
Citi
Notes
Deposit 200k to lower interest rate by 2 points
2020-06-172.875%30-yr fixedRate-and-term refinance
Location
Philadelphia, PA 19104
APR
2.880%
Monthly Payment
$1537 (Principal + Interest)
Points
0
Lender Credits
237
Property Type
Townhome/Condo
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
320,000
LTV
70% < LTV <= 80%
FICO Score
780 - 799
Lender
Better.com
2020-06-172.600%30-yr fixedPurchase
Location
San Jose, CA 95119
APR
2.600%
Monthly Payment
$2500 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
FHA-Insured
Loan Amount
700,000
LTV
80% < LTV <= 90%
FICO Score
800 - 850
Lender
Wells Fargo
2020-06-152.875%20-yr fixedRate-and-term refinance
Location
Winter Garden, FL 34787
APR
3.004%
Monthly Payment
$1908 (Principal + Interest)
Points
Yes, I purchased 1 point
Lender Credits
Yes - $3922 in closing costs
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
348,000
LTV
70% < LTV <= 80%
FICO Score
760 - 779
Lender
RP Funding
2020-06-092.875%30-yr 5/1 ARMRate-and-term refinance
Location
San Diego, CA 92128
APR
2.875%
Monthly Payment
$1809 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Investment property
Mortgage Type
Conforming Loan
Loan Amount
390,000
LTV
40% < LTV <= 50%
FICO Score
760 - 779
Lender
SDCC
2020-06-092.750%30-yr fixedRate-and-term refinance
Location
MA
APR
2.863%
Monthly Payment
$1849 (Principal + Interest)
Points
0
Lender Credits
0
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
453,000
LTV
60% < LTV <= 70%
FICO Score
780 - 799
Lender
UWM
Notes
In MA. Form won't let me enter MA zipcodes starting with zero. (From admin: I am sorry and thanks for reporting. The zipcode bug is now fixed)
2020-06-052.875%30-yr fixedRate-and-term refinance
Location
West Sacramento, CA 95691
APR
2.930%
Points
0
Lender Credits
$2,006 Credit towards closing
Property Type
Single Family
Occupancy
Primary residence
Mortgage Type
Conforming Loan
Loan Amount
121,000
LTV
10% < LTV <= 20%
FICO Score
800 - 850
Lender
Union Bank
Notes
No points. Cash to close $550.